Public Liability Insurance - Peter Vickers Insurance Brokers

Business owners need to provide a duty of care to any third party that comes into contact with their business and its activities. There is a legal obligation for businesses to try to prevent third party injury, loss and property damage.

When it comes to Public Liability Insurance, there is a common misconception that a business is completely covered by its everyday insurance policy. As each business is unique, your business’ type and size affects the level of Public Liability cover you need.

Want the Best Public Liability Cover?

Public Liability claims can be financially devastating for a business and can also have a disastrous impact on its reputation. If you are a business owner and don’t have Public Liability Insurance, we are here to help you. Our aim at Peter Vickers Insurance Brokers is to implement Public Liability Insurance that will protect your business against the legal liability for unintended and unexpected events, making sure your business avoids the extensive legal and court costs which do occur.

If you don’t think your company would be able to cope without Public Liability Insurance should an incident occur, talk to us about how we can help you avoid any negative impact on your business, financially and professionally.

Does my Business need Public or Product Liability Insurance?

The short answer is – YES. It provides cover to protect you and your business against the financial risk of the legal liability for a third party personal injury, loss or property damage that is a result of your negligence.

Product Liability Insurance protects you in the event of the goods you sell or supply causing injury, death or damage.

Liability claims can be financially devastating even if you’re not at fault, as proving that you’re not can involve expensive legal fees.

NSW Small Business Stamp Duty Exemption

From January 1st, 2018  New South Wales individuals, businesses, partnerships and/or trusts with an aggregated (all related entities / annual) turnover of less than $2,000,000, carrying on business, are eligible to have the stamp duty charge waived on certain types of insurance including Public and Product Liability Insurance.

If you unsure of the eligibility to receive the NSW Small Business Exemption, we are here to help you. Contact our team and discover how we can help you save money with the NSW Small Business Stamp Duty Exemption today.